Loan Specialist (General)

The position is located in the Small Business Administration, Processing and Disbursement Center in Fort Worth, TX. The Loan Specialist is responsible for performing assignments associated with disaster loan eligibility and disbursement. The specialist analyzes, determines approval, and processes a variety of loans to include complex residential, business/corporations, joint venture/partnerships, non-profit organizations, sole proprietorships, condominiums, and homeowner associations.

**Qualifications:**
Individual Occupation Requirements: Education Undergraduate and Graduate Education: Major study - finance, business administration, economics, accounting, insurance, engineering, mathematics, banking and credit, law, real estate operations, statistics, or other related fields related to the position, such as agriculture, agricultural economics, farm, livestock or ranch management, or rural sociology. OR Experience Specialized Experience: Experience that demonstrated competence in agricultural, commercial, realty, or other types of loans. Experience may have been gained in such work as reviewing and passing upon applications for agricultural, commercial, bank or mortgage loans; servicing a loan portfolio of a bank or other loan association; performing financial analysis of commercial concerns for investment purposes; appraising real estate to determine property valuation; or similar work. In addition to the Individual Occupational Requirement shown above, the following experience and/or education can be credited. Experience: to receive credit, you must indicate the month and year as well as the average hours worked per week for each employer. You must address the specific specialized experience required for each grade level of this position on your resume or application or you will be rated "Ineligible" for that grade level. GS-09: One year of specialized experience, equivalent to the GS-07 grade level in the Federal service, obtained in either the private or public sector: Making recommendations or decisions to approve or decline home loans, and Evaluating credit histories to determine credit worthiness of individuals or businesses, and Analyzing financial statements such as federal tax returns, to determine repayment ability for loan applicants, and Processing loan applications using web-based financial/lending software to underwrite loans GS-11: One year of specialized experience, equivalent to the GS-09 grade level in the Federal service, obtained in either the private or public sector: Making recommendations or decisions to approve or decline business loans, and Independently analyze financial statements such as federal tax returns, profit and loss statements, balance sheets, and business plans, and Evaluating business loan applications to determine eligibility and determining appropriate conditions that should be applied to loans, and Advising applicants on loan policies and programs, ensuring informed decision-making, and Evaluating assets to determine best available collateral such as real estate and general security interest to secure a loan. Additional information on the qualification requirements is outlined in the OPM Qualifications Standards Handbook of General Schedule Positions. It is available for your review on OPM's Qualifications Website: Loan Specialist Series 1165 (opm.gov) Experience refers to paid and unpaid experience, including volunteer work done through National Service programs (e.g. Peace Corps, AmeriCorps) and other organizations (e.g., professional; philanthropic; religious; spiritual; community, student, social). Volunteer work helps build critical competencies, knowledge, and skills and can provide valuable training and experience that translates directly to paid employment. You will receive credit for all qualifying experience, including volunteer experience. All qualification requirements must be met by 11:59pm (Eastern Time) 04/20/2026.